Global expense management, reimagined.
Cross-Border Corporate Card & Account Issuance
Give borderless teams the cards, accounts, controls, and intelligence they need to operate globally. OTLRS enables companies to issue multi-currency corporate cards and accounts across supported markets, with compliance workflows, treasury design, reporting, and AI-assisted finance operations built into the operating layer.
Replace fragmented banking relationships, manual expense work, and slow cross-border payments with a single global program designed around control, visibility, and speed.
The Challenge
The friction of global operations.
Modern companies operate across borders. Their finance stacks usually do not. Teams rely on local bank accounts, manual reimbursements, expensive wires, disconnected card programs, unclear FX costs, and reporting that arrives after the money has already moved.
The problem is not only payments. It is the work around payments: onboarding employees and contractors, issuing cards, setting limits, reviewing spend, collecting receipts, reconciling accounts, and giving leadership real-time visibility.
Centralised Control, Global Reach
OTLRS helps companies build cross-border corporate card and account programs through institutional rails and regulated partners. We combine card issuing, account issuing, treasury flows, compliance controls, and AI workflows for expense review, reporting, reconciliation, document handling, and internal support.
Finance teams get a cleaner operating model, while the business gets faster access to global spend infrastructure. The result is not another expense tool. It is a financial operating layer for companies that work across markets.
Key Features
Issue accounts and supported local currency capabilities through partner infrastructure, helping teams pay and get paid across markets.
Launch virtual and physical cards with controls for roles, limits, merchants, teams, projects, and operating needs.
Use AI workflows for receipt capture, expense classification, policy checks, reporting, reconciliation, and finance-team support.
Design treasury and settlement flows around the company's operating model, reducing friction in cross-border spend.
Centralise spend, card activity, account movement, approvals, and reporting into a clearer operating view.
Handle KYB, user onboarding, transaction monitoring, and market-specific compliance requirements through institutional partner frameworks.
How It Works
step 01
Design Your Program
Define the card, account, control, treasury, reporting, and AI workflow requirements around your company's operating model.
step 02
Integrate & Onboard
Connect systems, onboard entities and users, configure controls, and prepare compliance workflows for launch.
step 03
Issue & Spend
Issue cards and accounts to employees, contractors, teams, or operating units, with controls and visibility from day one.
step 04
Control & Analyze
Monitor spend, automate review, reconcile transactions, generate reporting, and expand the program as operations grow.
Why?
Ready to Scale Your Global Operations?
